What to Look For and Consider in Airline Credit Cards

To maintain the competition, credit card companies have come up other ways to attract clients. One way is by providing different reward programs for example travel rewards, cash back, gas rewards, and also airline rewards.

Airline credit cards are specifically created for individuals who frequently travel and spend a lot on travel-related expenses. If you're a regular traveler yourself, have you thought of getting your own airline reward credit card?

If yes, be prepared to end up against several choices. Picking the best one can end up being daunting so how is it possible to find the best airline credit card? What elements should you take into account comparing credit cards with airline rewards?

Redemption options. What are the alternatives when it comes to redeeming rewards? Does the particular airline credit card offer you flexibility just in case you may not able to go on a trip? As an example, you can find airline reward credit cards that allow you to exchange your own miles points with regard to some other rewards for example cash back, gift check, merchandise or perhaps as available credit.

Read More: What to Look For and Consider in Airline Credit Cards

Points to Ponder About Airline Credit Cards

These days, a lot of people are considering airline reward credit cards for the chance to fly for free. In the end, the cost of airline ticket can prove to be costly; of course, if you will get rewarded by your credit card, perhaps it would be a good possibility?

However, before signing up for that airline reward credit card, you should think about the advantages and disadvantages. On this post, let us tackle important factors that you need to know of the best airline credit card:

It's not for everyone. The truth is credit cards with airline miles rewards usually are not for everybody. While the thought of traveling at no cost may be alluring, you need to earn that before you can have fun. Reward credit cards generally offer one point equivalent for each $1 purchase. Nonetheless, together with airline credit cards, every point will be converted into a miles.

How many miles you have to collect in order to qualify for a free of charge airline passenger seat? It depends upon the actual destination and also the provider of your card. The only point certain is that you simply will have to acquire numerous points, possibly up to 10,000 miles point before you can claim for that free trip. If you fail to gather the particular minimum miles necessary in a year, you might also lose all of your hard-earned points.

Read More: Points to Ponder About Airline Credit Cards

How to Pick the Best Airline Rewards Credit Cards

Are you searching for the best airline credit card on the market? Airline credit cards are quite popular and many individuals favor them over other kinds of reward credit cards. After all, would you not want the chance to travel at no cost?

Nonetheless, because of so many various credit cards with airline rewards, how would you know what type is best? Check out this guide concerning how to pick the best airline credit card:

Airline Reward Credit Cards and Interest Rates

The rate of interest is a big factor on credit cards, particularly for credit cards with rewards. Reward credit cards have a tendency to carry more expensive interest rates compared to normal credit cards, you should be careful with your choice.
Read More: How to Pick the Best Airline Rewards Credit Cards

Get 25,000 Airline Miles Just for Spending $750

This column is always looking for smart ways to save, make or earn you a dollar. And with airline tickets skyrocketing due to fuel costs, I looked into frequent flyer schemes and bonus plans for an angle.

This one seems hard to beat.

The skinny: Use a credit card to pay $750 worth of your bills, and you can get enough frequent flyer miles to save about $400 or more on a plane ticket.

I know, I know. It sounds crazy.

A few caveats. Credit cards generally only make sense if you pay off the balance each month. They are a terrible source of debt because the interest rates are so high. If you open too many new credit lines, it can negatively affect your credit score. That might not be helpful if you are hoping to take out, say, a big mortgage anytime soon.

Still, assuming you were going to spend $750 in the next four months on bills, gas, and other necessities anyway, a $400 plane ticket is some reward.

The cards: The Citi Select AAdvantage American Express Card or the Citi Platinum Select AAdvantage World MasterCard. The deadline for new applications is June 30.

If you sign up for a new card and spend $750 within the first four months, you will collect 25,000 American Airlines AAdvantage bonus miles. This deal only applies to those specific cards; lesser cards in the same program will earn you fewer miles. This bonus is a one-off for new customers. You can't spend another $750 and get 25,000 more bonus miles.

But 25,000 miles is enough to fly round-trip between New York and Los Angeles – even in July. As always with frequent flyer miles, you may need to be flexible about times and dates. It's best to try to book well in advance.

Nonetheless I am looking at the American Airlines rewards website as I write this, and if I were so minded I could use 25,000 miles to take a 9:15am non-stop flight from Newark to Los Angeles on July 16 and then, say, a 3pm flight back to New York on August 6. (By the time you read this, of course, these will presumably have been booked.)

Those are pretty reasonable times to travel. It's not a flight that leaves at 4 am and involves a three day layover in Gaudalajara.

A glance at Sidestep.com, a travel website, reveals that if I were paying cash, the cheapest round-trip between New York and LA on those dates would be aboard Virgin American and would cost $399. With American Airlines the cheapest would be $499.

The card also earns you one frequent flyer mile for each dollar you spend, so if you were a program member and wanted to top up your account, buying another 25,000 miles would cost you $625.

The Citi/AAdvantage cards charge no annual fee for the first twelve months. After that they will cost $85 a year. Whether you want to cancel the card before that arises is up to you. Credit card companies, of course, may not like it.

from Yahoo News: One Credit Card Deal That's Hard to Beat

Related Posts:

• How to Maximize Your Frequent Flier Credit Card Points
  
  
• Comparing Airline Frequent Flyer Credit Card and Generic Miles Rewards Credit Card
  


• Starwood Credit Card - Ideal for Traveler Entrepreneurs
  

How to Maximize Your Frequent Flier Credit Card Points

To get the most from your frequent flier credit card, you need to rack up those points. In this article, we’ll discuss tips on how you can get more from your frequent flier card and how you can maximize the benefits from it.

What Kind of Travel Reward Credit Card do You Own?
If you own a travel reward credit card, take a look at it and see if it’s a frequent flier card or a generic mileage credit card. Remember that generic mileage credit cards give you the option to purchase tickets or redeem your travel reward points from several choices of airlines. On the other hand, if your credit card uses a specific frequent flier program, you’re only allowed to redeem your miles points from one particular carrier.

Racking Up Your Points
Applying for a frequent flier credit card is recommended for those who travel a lot. If you’re not a frequent traveler, it may be best to apply for a different type of rewards credit card. For instance, you can earn rewards more easily with a cash back credit card or a gas station credit card.

Find out more on: How to Maximize Your Frequent Flier Credit Card Points

Comparing Airline Frequent Flyer Credit Card and Generic Miles Rewards Credit Card

In this article let’s consider pointers for both airline frequent flyer credit card or a card with generic rewards:

Frequent Flyer Credit Card

When it comes to choosing a frequent flyer credit card, one thing you’ll want to consider is your traveling options. Do you have a particular airline that you prefer to fly with? In which destinations do you frequently most travel to? Naturally, it’s practical to choose a credit card that has affiliations with your own chosen airline and one that gives miles rewards to the places you frequently travel to. Usually, every brand of credit card has a partnership with one specific airline. Choosing a frequent flyer program that best fits your needs will enable you to make the most out of your rewards. Remember, when you choose a specific Flyer Miles Program, you are bounded to one particular airline or carrier including the travel privileges it offers.

Generic Miles Rewards Credit Card

Some people don’t have one particular carrier or airline in mind. Instead, they prefer to fly with an airline that offers the best rates. If you’re the type of person who prefers to shop around first for the cheapest travel fare for your travel, then you should definitely pick a credit card with Generic Miles Reward program.

Instead of affiliating with a sole airline company, there are credit card companies who offer generic miles rewards for clients. This option enables credit card holders to get their free ticket or purchase their ticket at a discounted rate at any airline company they prefer. However, the card holder must remember that a generic miles reward card cannot be used together with another frequent flyer miles program. You can’t combine the rewards you earn from both cards.

• compare airline credit card offers
  

Find out more on: Airline Frequent Flyer Credit Card or Generic Miles Rewards Credit Card – Which is for You?